My Sportster renewal came in today and it's $45 more this year. Five years no tickets, accidents or claims. So I call them to inquire why the increase. In a nutshell my rates went up because of all the other shitty drivers out there causing accidents.
So much for careful driving or brand loyalty. I inform them that since my good driving havits mean shit to them not to expect my renewal payment, I will be getting my insurance from another company.
"Mr. Morrow we have been able to find some previously unused discounts to apply to your policy that will lower your renewal to your previous amount."
I told them that if you don't get a check from me by the renewal date I have gone elsewhere....